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Automotive Coverage

John Kristin Associates offers all forms of auto insurance including personal and antique vehicles.

We have proudly served our New York clients since 1984.

We are an Independent Insurance Agency offering multiple companies to choose from. Let us work for you. We will help you choose the best coverage options for you and your vehicle.

  • Liability Coverage- Pays for damaged property, medical care and lost wages for other drivers and passengers if you’re in an at-fault accident.
  • Collision Coverage- Helps pay for repairs if there is damage to your vehicle.
  • Uninsured Motorist- Protects you if you’re involved in an accident where the other driver is at-fault and has no insurance coverage.
  • Comprehensive- Pays for damage from anything other than collision for example, fire, theft, vandalism or hitting an animal.
  • Personal Injury Protection- Covers medical expenses. Also known as “no-fault”.
  • Rental Reimbursement- Helps pay for a rental vehicle while your car is being repaired from an accident or damage.
  • Towing & Labor- This coverage will help pay for a vehicle being towed to a repair shop because of damage or breakdown.


We insure a wide variety of watercraft and specially vehicles including:

  • Powerboats, Sail boats and jet skis
  • Motorcycles and snowmobiles
  • RV’s, trailers and motorhomes
  • Utility vehicles, ATV’s and golf carts